300 mortgages from one house
With SWISSCHANGE Home. you benefit from a free mortgage comparison by financing experts.
With SWISSCHANGE Home. you benefit from a free mortgage comparison by financing experts.
Customized mortgage solutions, best interest rates, and terms. Save time and money on your mortgage.
We understand that each financial circumstance requires tailored financing solutions. Through negotiations based on income, loan-to-value, affordability, amortization, property value, region and other factors, we secure the best terms for your mortgage.
We relieve lenders of labor and acquisition costs. As a result, you will not only benefit from lower interest rates compared to the house bank, but also from the free consultation with our mortgage experts.
Contact us to discuss your current situation, preferences, and financial goals to find your tailored mortgage solution.
Save time and money. We'll compare your mortgage options, review your documents and get back to you within 24 hours with a customized financing proposal. Speed, simplicity and transparency for you.
From hundreds of mortgage offers, we show you the best and take care of the reliable financing processing for your dream property. With our free comparison, we ensure you the best interest rates and loan terms to make your real estate dreams come true.
* Indicative interest rates may differ (public data). Individual terms are based on mortgage model, loan-to-value, affordability, amortization, property value, region, income and free assets, among other factors.
"The professional personal service by Mr. Lester Steinger was exemplary. He helped us navigate the Swiss mortgage/banking system so we achieved optimal results. We highly recommend Swisschange."
"Nancy was recommended to us by my company, and we couldn't be happier with her. Her expertise in Swiss mortgages saved us a lot of time and money."
«Because I always feel well-advised and the results exceed my expectations»
"I sincerely thank you for the competent guidance and assistance in refinancing my 10-year mortgage. Within two weeks, the desired offers were presented! I consider your service to be excellent and trustworthy."
With SWISSCHANGE Start. you will be the first choice of real estate agents as a certified prospective buyer.
Every house purchase depends on the financing. We calculate within 24 hours how much home you can afford, so you can relax and search for your dream home. As soon as you have found your dream property, you submit the financing confirmation to the real estate agent and enjoy a competitive advantage with your already verified financing capacity!
Discuss initial situation, send documents and financing confirmation within 24 hours. Get preferred by real estate agents today.
Send us your property data now and secure the best financing.
Benefit from our exclusive broker network and get access to properties before they are publicly available. Just tell us the key data of your desired property (location, size, budget) and we will connect you with the responsible brokers. Take advantage of this unique opportunity for your real estate dream!
What can we improve?
"Nothing really. If you can help in searching properties that will be great".
"Professional, competent and friendly. Very responsive and efficient in handling. Good coordination and consultation, responsive to and reflective of customer needs."
"Fast, solution-oriented, good suggestions, not just traditional."
With SWISSCHANGE Vita. our customers benefit from free pension analysis and financial planning
Source: Statista 2023
Source: Federal Statistical Office
Source: Swiss Insurance Association
Make provisions early to protect your mortgage, your home and your future. Pension analysis and planning is essential. It ensures your financial stability in retirement and mitigates the risk of an ongoing mortgage.
Provide financial security in retirement. Well thought-out financial planning for retirement is of great importance for working people in Switzerland. It ensures your standard of living, enables you to achieve financial goals and provides protection against risks as well as tax optimization.
Provide long-term security and maintain the value of your property. Protect your property with buildings insurance. It provides financial protection against fire, storm, water and natural hazards.
With SWISSCHANGE Value. you buy your dream property at the best possible price.
The purchase of real estate is a transaction of great financial significance for both private individuals and professional investors. Contrary to the previous upward trend, real estate prices are stagnating or falling in some regions. Conventional statistics do not reflect this current trend. With SWISSCHANGE Value you get a negotiation professional on your side, with whom you buy your property at a realistic market price.
Take advantage of our expertise in home price negotiations. Our experienced experts are here to help you negotiate the fairest price for your home. Learn more about our offer!
The building fabric of a property has a significant influence on its value. Good condition and sound construction quality can increase the value, while damage or defects can decrease the value. For this we rely on our construction specialists.
"Thanks to Swisschange, our dream of owning our own home came true. Competent advice, always and always available. Always took time to inform about the progress. We are very grateful and recommend Swisschange. Thank you very much!"
"Great customer service! Great result!"
"Swisschange are very professional in their approach, taking the necessary time to explain and offer best options. The interactions were very personal and trustworthy."
With SWISSCHANGE Loan Pro. you benefit from a free savings analysis for your real estate portfolio.
With our free savings analysis, we optimize the key areas of interest costs, interest rate risk, amortization and financial flexibility. Our professional interest rate management reveals the optimization potential of your real estate portfolio, and our guarantee of success ensures that we prioritize your interests. “If you don’t save, we don’t cost.”
We provide you with comprehensive advice on all aspects of mortgage financing and interest rate hedging for investment properties. We support private individuals with a financing volume of CHF 3 million or more, real estate companies, housing cooperatives, companies and public legal institutions.
requested mortgage volume
